Software Engineer
US$200,000 – US$250,000 / yr base salary
Posted 25 Aug 2026
Advertised as “Staff Software Engineer, Financial Platform”
BranchFactor Summary
The original posting with the fluff stripped out
- Management level
- People management
- Employment
- On-Site
- Contract
- Full-time
| Base salary | US$200,000 – US$250,000 / yr |
|---|
Company
Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.
Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal in 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.
Overview
The Financial Platform team owns the systems that move money at Credit Genie and the connections that make it possible: cash advances, repayments, refunds, bank account linking, debit card management, and the ledgering and reconciliation that keep every dollar accounted for. When these systems are wrong, customers lose money and trust; when they are right, nobody notices. That is the bar.
As the Staff Engineer on this team, you will set the technical direction for our money movement platform and raise the engineering bar for the team around you. You will own the hardest correctness and scale problems we have, make the foundational architecture decisions that the platform will live with for years, and be the engineer the rest of the team looks to for how quality work gets done. This is a rare chance to join a fast-growing fintech startup where your work directly protects and improves the financial well-being of our users.
What You'll Do
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Set the Technical Direction: Own the architecture and long-term technical roadmap for our money movement systems. Drive the decisions on how we structure payment orchestration, ledgering, and reconciliation as transaction volume grows, and see those decisions through to production.
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Build Financial Systems That Are Provably Correct: Design for the properties money movement demands: idempotent operations, exactly-once semantics, auditable state transitions, automated reconciliation, and invariant monitoring that catches discrepancies before customers do.
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Design, Build, and Scale: Own backend systems end-to-end, from architecture through deployment and production operation, ensuring high performance, security, and scalability as our financial products grow.
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Raise the Bar for the Team: Set the standard for engineering quality across the Financial Platform team. Lead design reviews, mentor senior and mid-level engineers, and establish practices for testing, observability, and operational excellence that outlast any single project.