Risk Analyst

Company Description

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more. Experian invests in people and new advanced technologies to unlock the power of data. We have an amazing team of 25,200 people in 32 countries.

Job Description

We are looking for a Risk Analyst – Data Science & Analytics to join our Analytics Product & Innovation team. This is a hands-on analytics role focused on developing and enhancing data-driven products using consumer bureau data, statistical techniques and machine learning. You will work from use-case exploration and analytical prototyping through validation, UAT and productisation support. The role is suited to someone who enjoys working directly with data and code, can build robust analytical solutions, and wants to see those solutions become repeatable products used by clients. Strong analytics and coding capability are more important than prior experience in any one risk domain.

What you'll do

• Analyse large and complex bureau and financial-services datasets to identify patterns, signals and opportunities for new or enhanced analytics products.
• Translate a product idea or industry use case into a structured analytical approach, prototype and measurable success criteria.
• Build and benchmark statistical and machine-learning models, scores, segmentations, features and decision-support components appropriate to the use case.
• Perform data preparation, exploratory analysis, feature engineering, variable selection and analytical dataset creation using efficient Python and SQL code.
• Apply robust validation to assess predictive performance, stability, interpretability and business suitability; document assumptions and limitations clearly.
• Create reusable analytical code, utilities and automated workflows that can support repeatable product development rather than one-off analysis.
• Partner with Product and Technology teams on analytical requirements, UAT, defect investigation and productisation of new or enhanced capabilities.
• Support performance reviews of existing analytics products and identify opportunities for efficiency, feature enhancement or methodology improvement.
• Prepare clear analytical documentation and explain methodologies, results and product value to internal stakeholders and, where required, clients.
• Follow applicable data-security, model-governance, documentation and compliance standards.

What success looks like

• High-quality, analytical prototypes and product enhancements that meet agreed acceptance criteria.
• Demonstrable improvement in product performance, usability or analytical coverage where an enhancement is made.