Product Manager

First Circle is an SME-focused, credit-centric, and multi-product NeoBank in SE Asia which is fast-growing (>100%), profitable, and internationalising soon.

We started life as an SME lender in the Philippines in 2016 to solve the SME credit gap by using technology to systemise underwriting, deliver exceptional UX, and automate away delivery costs. We’ve delivered our clients the fastest, cheapest, most flexible credit line available to businesses anywhere in Southeast Asia. We’ve been rewarded with both fast growth and exceptional unit economics, a rare combination in our space.

Over the past two years we’ve expanded our product range to include business bank accounts & payments, e-Invoices, corporate credit cards, rooftop solar, and most recently deposits catalysed by securing a full bank charter in the Philippines. In 2027, we’ll expand our geographical coverage to include at least two new markets in APAC.

Our excellent track record results from our people & culture. We combine high standards & intensity with a collegiate environment. Our barometers of success are the rate of personal growth of our people, how long high performers choose to stay, and ensuring we we raise the bar with every hire..

The Role

We are looking for a Senior Product Manager to lead our Cards product as we launch it onto the market. Reporting to the CEO, you will work at the highest level to design and execute solutions that drive business growth and customer success. This is an opportunity to work in a fast-paced, ambitious environment where your work will have a direct and measurable impact, along with opportunities for rapid growth within a fast-growing company.

Key Responsibilities

• Lead the development and execution of our Cards product, driving strategy from concept to launch.
• Own key product metrics and ensure that every decision contributes to meaningful business outcomes.
• Work cross-functionally with engineering, design, data, and business teams to align on priorities and execute efficiently.
• Leverage data and deep analytical thinking to identify opportunities, solve complex problems, and drive continuous improvement.
• Take a highly outcome-oriented approach, ensuring efforts translate into real impact for customers and the business.
• Operate with extreme ownership - you are responsible for delivering results, not just managing a backlog.
• Work in a fast-paced, high-performance culture that requires strategic thinking and consistent execution.
• Travel to Manila periodically to work closely with teams on the ground.

Requirements

• 4-8 years of experience in a highly analytical, problem-solving fintech product role

• Nice to have: previous experience with Cards products and/or relevant technical knowledge

• Experience working within a fast-growing business (ideally a fintech company).

• Strong analytical and strategic thinking skills - able to break down complex problems and build structured solutions.

• Worked on fintech-related products and can demonstrate successful outcomes

• Highly outcome-driven - focused on delivering impact, not just managing processes.

• Extreme ownership mindset - takes responsibility for success and doesn’t wait for direction.

• Proven ability to work in fast-paced, high-performance environments

Benefits

• Work at a fast-growing fintech on meaningful products that reshape SME finance in Southeast Asia.
• We don't have a fixed budget for the role as we hire from all over the world. When we find the right person, we will pay them competitively vs their market rate.
• Macbooks, health insurance, training budget, and more!
• Rapid growth opportunities within a fast-growing business
• Flexibility to work remotely with opportunities for travel.