Credit Risk Analyst

City : Bucharest

State : București (RO-B)

Country : Romania (RO)

Requisition Number: 47928

Are you willing to consolidate your career and make a difference in a global vital business? Become part of our team and help build an organization that is working on the latest trends in Agri and Food Solutions

We are growing and looking for a passionate, bold, and driven Credit Risk Analyst with Spanish

Read the vacancy below and learn more about it!

What will you be doing as a Credit Risk Analyst with Spanish

The role is responsible for assessing and monitoring credit and counterparty risks arising from commercial operations by providing independent and objective analysis, monitoring and contributing to the implementation of any structural changes the credit risk in the allocated areas.

This should be completed through the following activities:

Responsibilities:

• Acts as main support for Credit & Counterparty Risk Analyst for Spain office (and other offices) and participate to their local functional meetings; proactively monitors the daily reports of this office;
• Manages counterparty risk analysis in accordance with Bunge policies, including: performing KYC checks and minimum due diligence, assigning credit grades, approving limits and minimum payment terms within delegated authority, escalating the exceptions;
• Focus on key counterparties analysis, monitoring and reporting (storage suppliers, key accounts customers, counterparties with high exposure, risky partners, groups);
• Performs daily checks and monitoring on the new contracts for identifying if there are cases outside of credit approval, by raising them to the teams for correcting the exceptions;
• Maintenance of counterparty information (grades, limits, approvals, payment terms etc.) in SAP, DELTA, local files and monitors counterparty analysis renewal dates;
• Keeping the relationship with the insurance company related insurance coverage and for the insurance cost;

What you can bring to the role:

• Mininum 3-5 years experience in Credit Risk; agricultural commodity experience - an advantage;
• Bachelor's degree in Economics, Finance, Business Administration, or a related field;
• Understanding of credit risk principles and counterparty analysis;
• Knowledge of commodity trading, futures and physical trading, hedging strategies, and market risk is an advantage;
• Strong proficiency in Microsoft Excel; Experience working with SAP or similar ERP systems;
• Fluent English is required; Spanish - good command (min B2);
• Excellent communication and stakeholder management skills;
• Strong analytical and problem-solving skills;
• Ability to build strong partnerships across teams and functions;

What do we offer to our future colleague:

Besides the salary, our company offers the following taxable benefits:

• Meal Tickets;
• Healthcare services;
• Life insurance;
• Holiday bonuses – Easter and Christmas, and vacation benefit;
• Monthly oil ratio: You will receive a substantial monthly oil allowance;
• Work within an international and expert team.

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At Bunge (NYSE: BG), our purpose is to connect farmers to consumers to deliver essential food, feed and fuel to the world. As a premier agribusiness solutions provider, our team of ~34,000 dedicated employees partner with farmers across the globe to move agricultural commodities from where they’re grown to where they’re needed—in faster, smarter, and more efficient ways. We are a world leader in grain origination, storage, distribution, oilseed processing and refining, offering a broad portfolio of plant-based oils, fats, and proteins. We work alongside our customers at both ends of the value chain to deliver quality products and develop tailored, innovative solutions that address evolving consumer needs. With 200+ years of experience and presence in over 50 countries, we are committed to strengthening global food security, advancing sustainability, and helping communities prosper where we operate. Bunge has its registered office in Geneva, Switzerland and its corporate headquarters in St. Louis, Missouri. Learn more at Bunge.com.

Every day our people exemplify these values, which represent Bunge at its core:

•    We Are One Team – Collaborative, Respectful, Inclusive
•    We Lead The Way – Agile, Empowered, Innovative
•    We Do What’s Right – Safety, Sustainability, With Integrity

If this sounds like you, join us!  We value and invest in people who believe in our purpose and are excited to live it every day – people who are #ProudtoBeBunge

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