Risk Strategy Director
Posted 22 Apr 2026
Advertised as “Director, Risk Strategy (Fraud & AML | Fiat + Crypto)”
BranchFactor Summary
The original posting with the fluff stripped out
- Expected experience
- 8+ yrs
- Management level
- People management
- Employment
- Remote
No salary listed for this role.
We are looking for an experienced Risk Strategy Leader to lead the design and execution of our end-to-end risk control framework across both fiat and crypto ecosystems.
This role owns fraud prevention, AML strategy, and fund flow risk management, covering the full lifecycle from fiat on/off ramps to on-chain transactions. The ideal candidate can trace and assess end-to-end fund flows, identify suspicious patterns, and drive clear risk decisions and account actions.
This role is not a regulatory-facing MLRO/compliance role, but will work closely with the Philippines (PH) Risk & AML team to ensure strong local execution.
Key Responsibilities
1. End-to-End Risk Strategy (Fraud + AML + Fund Flows)
- Own and drive the overall fraud prevention and AML strategy across fiat and crypto
- Design strategies across the full lifecycle: onboarding, login, fiat deposits/withdrawals, trading, and crypto transfers
- Identify and mitigate risks such as payment fraud, account takeover, mule activity, scams, and money laundering
- Build unified strategies that connect user behavior, transaction activity, and fund flows (fiat + on-chain)
- Balance risk control with user experience and operational efficiency
2. Fiat Risk & Payment Flow Control (New - Core Requirement)
- Design and optimize risk strategies for fiat on-ramp and off-ramp flows (bank transfers, e-wallets, payment rails)
- Monitor and assess incoming and outgoing fiat transactions for fraud and AML risks
- Define review, approval, and escalation mechanisms for high-risk transactions
- Work closely with payment partners and internal teams to manage risk exposure
3. Fund Flow Analysis & Risk Decisioning (Key Differentiator)
- Analyze and trace end-to-end fund flows across fiat and crypto
- Identify suspicious patterns such as layering, structuring, mule networks, and fraud-linked flows
- Make or guide decisions on account-level actions (e.g., allow, block, restrict, freeze, escalate)
- Build frameworks for consistent and explainable risk decision-making
4. On-chain Risk & Tooling (Elliptic Focus)
- Leverage and optimize Elliptic to strengthen on-chain monitoring and AML capabilities