Associate, FP&A

Who We Are

Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.

Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.

What We're Looking For

Cross River’s Financial Planning & Analysis (FP&A) team is responsible for the annual budgeting process, as well as managing forecasts, variance analysis, corporate and divisional reporting other financial performance tools. We are seeking a highly motivated associate to join our rapidly growing FP&A team in our Fort Lee office. You will assist with compiling and preparing reports, analyzing divisional revenue and cost performance and trends, financial operations and work collaboratively across all financial departments to enable strategic decision-making leveraging Pigment, Power BI, and MS Office Suite.

Responsibilities:

• Responsible for Board and Investor reporting and other ad hoc analysis as requested by the key stakeholders
• Revenue and Cost control (analysis of revenue and cost trends, explanation of variances to budget, and proposing remediation actions)
• Assist in preparation of annual budget and update quarterly reforecasts
• Ad-hoc support and scenario analysis
• Prepare and analyze KPI’s by business units
• Assist in the preparation of financial statements in business unit format
• Analyze business unit profitability and performance against targets
• Client profitability reporting and analysis

Qualifications:

• Bachelor’s degree in Finance or Accounting (CPA and/or CFA is a plus)
• 3+ years of experience in accounting or financial analyst roles (Big 4 experience a plus)
• Proven ability to work cross-functionally and with senior business leaders
• Experience with Microsoft Office Suite, highly proficient in Excel and PowerPoint skills
• Excellent communication and presentation skills with the proven ability to focus on the details