Fraud Prevention & Monitoring

Who We Are

Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.

Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.

What We're Looking For

We are seeking a dynamic and experienced Vice President of Fraud Prevention and Monitoring to develop front-line fraud prevention and detection capabilities across the organization. This role is critical to safeguarding our partners, their customers, and our institution from evolving fraud threats while enabling responsible innovation in the fintech ecosystem.

This leader will build, scale, and optimize fraud prevention and monitoring strategies that protect the Bank, its partners, and end customers while minimizing unnecessary customer friction. The role serves as the central point of coordination for fraud prevention and monitoring, including cross-functional alignment, policy and procedure development, technology implementation, and regulatory readiness for fraud-related matters. This is an individual contributor who will primarily leverage the use of technology and closely coordinate with (but not own) activities performed within other departments.

Responsibilities:

Fraud Prevention & Detection Leadership

• Own and manage the front-line fraud prevention and monitoring function across all business lines, products, and partner programs
• Develop and execute a comprehensive front-line fraud prevention and monitoring strategy aligned with the organization's risk appetite and growth objectives
• Oversee real-time monitoring, fraud alert management, escalation processes, and disposition workflows
• Lead the design, implementation, and tuning of fraud detection rules, models, and decisioning systems across payment channels (ACH, wires, card networks, RTP, FedNow, etc.) and sensitive internal account activity
• Monitor fraud trends, emerging typologies, and threat intelligence to proactively adapt front-line controls
• Define and maintain clear escalation protocols to ensure timely routing of complex or high-risk cases to appropriate stakeholders