Treasury & Balance Sheet Management

Trust is the first of a new breed of banks in Singapore – digitally native and focused on delivering a delightful customer experience.  You will work in a fast-paced and collaborative environment to solve new and interesting challenges each day. Together with our Trust team, you will help shape the future of our bank.

As a Treasury & Balance Sheet Management Lead you'd be able to work on and solve many interesting challenges which we are facing, learn new ways of working, and help build delightful high quality products for our customers.  

Job Description 

The Treasury & Balance Sheet Management Lead is a pro-active member of the senior management team and contributes to the Leadership and Management teams. Reporting to the Head of Treasury, you are a key trusted advisor to the business and a guardian on treasury matters.

You would be responsible for driving all activities relating to management of funding, liquidity & Balance sheet to achieve optimal funding mix, ensure sound balance sheet management, regulatory engagement and ensure full compliance to all statutory requirements on capital & liquidity, work with the business teams to identify opportunities to improve profitability, perform regular analysis on liquidity, cash-flows, interest rate gaps and income attributions. You would also be responsible for driving all key initiatives relating to these areas be it for ICAAP (Internal Capital Adequacy Assessment Process), Basel 4, BCBS239 (Basel Committee on Banking Supervision standard number 239), MAS (Monetary Authority of Singapore) directives and any special initiatives/projects. 

The Role Responsibility: 

To provide leadership, set direction and oversee the Treasury function in the following areas of responsibility:

1. Liquidity & Funding Strategy / Execution

• Monitor and manage regulatory liquidity metrics as applicable (e.g., LCR (Liquidity Coverage Ratio), NSFR (Net Stable Funding Ratio), ILAA (Individual Liquidity Adequacy Assessment)) and internal limits.
• Oversee daily cash/liquidity management, including intraday liquidity, end of day buffers, and contingency planning.
• Conduct short and long term liquidity forecasting aligned with business plans and market conditions (including stress conditions).
• Coordinate the execution and settlement of treasury instruments in the interbank market.
• Support the Head of Treasury in developing and executing the bank’s funding strategy, including any special projects as and when they arise.
• Manage funding sources as appropriate, including wholesale funding, deposits, and interbank facilities.

1. Balance Sheet Management

• Drive the ALCO (Asset & Liability Committee) / assess the adequacy, monitor and ensure the implementation of the Bank’s ALM (Asset and Liability Management) policies: (i) interest rate risk, (ii) market/investment risk, (iii) liquidity risk and (v) capital risk