Backend Engineer

SumUp enables businesses to get paid easily, process orders quickly, sell online instantly and manage their money more efficiently. We create the tools businesses need to make their business and their customer experience thrive. 

The payments processing platform, consisting of other sub-platforms, has powered SumUp’s global business for more than 10 years now. It’s developed in Sofia by the Payments Tribe, composed of several teams (squads). Each squad is cross-functional, autonomous and co-located, working on its part of the platform end-to-end. 

Now, we are taking a major step forward in our Payments journey: building our own acquiring capability in Europe.

About the team

You’ll join a growing Payments team working on the next generation of SumUp’s payment capabilities. The team is building and evolving foundational systems that will improve the reliability, scalability and flexibility of our products.

This is an opportunity to work on a new and important area of our platform, where your technical decisions will help shape how SumUp supports millions of small businesses around the world. You’ll have the chance to contribute from an early stage, solve complex engineering challenges and see the impact of your work in real-world payment experiences.

About the role

As a Senior Software Engineer in our own acquiring team, you’ll help build and evolve the systems that power SumUp’s payment experiences. You’ll work on foundational, greenfield components that improve the reliability and scalability of our platform while enabling us to deliver new payment capabilities to small businesses around the world. This is an opportunity to influence architectural decisions, shape engineering practices and work on highly critical infrastructure from the ground up.

What you’ll do:

• Design and build core acquiring capabilities, including authorisation, clearing and settlement processing.

• Develop the APIs, data models and services that will form the foundation of our acquiring platform.

• Build reporting, back-office and operational tools for a reliable day-to-day acquiring operation.

• Ensure our systems meet card-scheme, security and compliance requirements.

• Create strong observability, monitoring and incident-response foundations for an always-on payments platform.

• Work closely with teams across Processing, Reconciliation, Risk, Compliance, Finance and Treasury.