Fraud Risk Analyst
US$80,000 – US$100,000 / yr base salary
Posted 9 Oct 2026
Advertised as “Fraud Risk Analytics Sr Analyst”
BranchFactor Summary
The original posting with the fluff stripped out
- Expected experience
- 5+ yrs
- Management level
- Individual contributor
- Employment
- Hybrid
- Visa sponsorship
- Not offered
| Base salary | US$80,000 – US$100,000 / yr |
|---|
Field of studyActuarial Science, Business, Economics, Engineering, Mathematics, Operations Management, Statistics, Technology (or related)
Study levelBachelor's
Study levelMaster's
The Fraud Risk Sr Analyst is accountable for monitoring and developing fraud risk strategies for Citizens Commercial Credit Card accounts with a focus on IT tools and systems to monitor and mitigate fraud. The Fraud Risk Sr Analyst will take the lead in the development of fraud processes, strategies, and IT controls/tools to mitigate fraud risk while balancing customer experience, operational and product P&L impacts. Responsibilities include evaluation of new information security tools and processes to enhance detection, and reporting on overall Fraud losses and trends in addition to monitoring strategy performance. Reconcile numerous metrics and condense/summarize portfolio performance, with recommendations for improvements to information security processes and technologies.
Primary responsibilities include
- Monitor and develop fraud strategies, tools, processes, models and ensure that they deliver superior fraud detection while balancing approval rate and product P&L impacts. Explain variances and recommend remedial actions to all stakeholders. Mine application data to develop segmentation to improve fraud detection and minimize impact to legitimate applications.
- Strong partnership with vendors and Product team effectively managing the fraud controls for new-account application based on ROI.
- Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Risk Management Framework and internal Citizens Bank Policies and Policy Standards.
- Develop, implement, monitor, and provide performance tracking of fraud strategies and fraud prevention tools and processes.
- Conducts ongoing analysis to identify root cause of fraud trends and propose potential solutions
- Effectively manages competing priorities of requests working under strict deliverables
Required Skills/Experience
- 5+ years of advanced analytics work experience preferably in Financial Services industry
- High proficiency with data extraction/mining tools (data processing and analysis) like SQL, SAS and Python
- Proficient with Microsoft Office applications; Advanced Excel. PowerPoint
- Strong problem solving and analytical skills
- Excellent communications (oral and written), interpersonal / business partnering, and organizational skills
Preferred Skills/Experience
- Strong knowledge of the fraud management life cycle and industry trends
- Previous experience with managing fraud application risk at another financial institution is a plus
Education
Bachelor’s Degree in Operations Management, Mathematics, Statistics, Actuarial Sciences, Economics, Engineering or other quantitative, business, or technical discipline, or equivalent combination of education and business applied experience.