Life & Health Underwriter

We are looking for a L&H Underwriter to join Swiss Re's Life & Health Underwriting team in Latin America.

About the Team

The Life & Health Underwriting LATAM Team partners with insurers across Latin America to support sound, consistent, and commercially sustainable risk selection. We combine regional market knowledge, medical and non-medical underwriting expertise, and a client-focused mindset to help strengthen underwriting practices and portfolio performance. We work across multiple markets and product lines, collaborating with Claims, Medical, Pricing, Client Markets, Product, Operations, and Underwriting Solutions teams. The team values technical discipline, curiosity, knowledge sharing, and the effective use of data and digital tools. In this team, you will learn from experienced professionals, contribute to meaningful case and portfolio work, and help develop solutions that create value for clients, policyholders, and Swiss Re.

This is an excellent opportunity for someone looking to build a strong underwriting career in a collaborative and international reinsurance environment.

Key Responsibilities

• Assess Life & Health underwriting cases
• Review medical, financial, occupational and lifestyle information to support risk decisions.
• Apply Life Guide´s philosophy consistently and document underwriting rationale.
• Identify missing information and request additional evidence when required.
• Support client underwriting teams by providing timely and professional responses.
• Participate in case discussions, training sessions and client meetings.
• Contribute to portfolio reviews, underwriting studies and business initiatives.
• Support quality reviews, audits and continuous improvement activities.
• Maintain compliance with underwriting standards, governance requirements and data privacy policies.
• Collaborate with internal teams including Claims, CMO, Pricing, Product and Client Markets.

About You

You are analytical, curious, and detail-oriented, with a strong interest in Life & Health underwriting. You enjoy evaluating information, making balanced risk assessments and working collaboratively with colleagues and clients. You are eager to learn, comfortable managing multiple priorities and able to communicate your recommendations clearly and professionally.

Qualifications

• University degree in Insurance, Business, Finance, Actuarial Science, Health Sciences, Medicine, Nursing, Pharmacy, Law or a related field.
• Minimum 1+ year of experience and strong interest in Life & Health insurance, underwriting, claims, healthcare or risk assessment.
• Strong analytical and organizational skills.
• Good communication and stakeholder management skills.
• Fluent in Spanish, Intermediate English.
• Portuguese is a plus.

Success in the Role

Success will be measured by the quality and consistency of underwriting decisions, service delivery, technical development, collaboration with clients and colleagues, and contribution to portfolio performance and business growth.

About Swiss Re

Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 15,000 employees across the world.

Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.

If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.

We may use AI-powered tools to support the review and evaluation of applications for this position. These tools provide additional insights to our recruitment teams, but all hiring decisions are carefully reviewed and made by people. To learn more about how we use AI in recruitment and how we handle your personal data, please review our Data Privacy Statement before applying.

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