Financial Crime Compliance Policy & Procedure

Overview

This role is responsible for the design, development and implementation of AML/CTF, sanctions and broader financial crime documentation across the Group. This includes establishing and maintaining a consistent, risk based AML/CTF and sanctions policy and procedural framework across multiple jurisdictions, including Australia, the United Kingdom, Japan, Jersey, Guernsey, Ireland, India and other applicable MPMS entities. The role requires deep technical expertise in AML/CTF and sanctions compliance, with a focus on translating complex regulatory requirements into clear, practical and operationally effective policies, standards and procedures. Reporting to the General Manager, Financial Crime Compliance, the role works closely with compliance, legal, risk, operations, technology and business stakeholders to deliver and maintain a comprehensive suite of financial crime frameworks and supporting documentation.
  Key Accountabilities and main responsibilities Strategic Focus

• Lead the design and development of MPMS’s AML/CTF and Sanctions framework across multiple jurisdictions. 
• Establish a consistent framework structure while ensuring jurisdiction specific regulatory requirements are appropriately addressed. 
• Translate legislative and regulatory obligations into practical and operationally effective requirements. 
• Assess regulatory developments and identify impacts on existing frameworks and controls. 
• Support alignment between local regulatory obligations and group standards.

Operational Management

• Develop and maintain policies, standards, procedures, guidance documents and control frameworks. 
• Draft end to end AML/CTF and sanctions documentation covering key financial crime risk areas (CDD/KYC, EDD, CRAs, PEPs, TM, SMRs, PDD, ABAC, Fraud and Scams). 
• Review and rationalise existing documentation to identify gaps, duplication and improvement opportunities. 
• Ensure policies and procedures are clear, practical, auditable and aligned to business operations. 
• Develop supporting templates, guidance materials and control documentation. 
• Interpret regulatory requirements across multiple jurisdictions (Australia, UK, Jersey, Guernsey, Ireland, India and others). 
• Conduct regulatory gap assessments and map requirements to framework obligations. 
• Maintain document inventories, development plans and delivery schedules. 
• Ensure all documentation is completed to a high standard and within agreed timeframes.

People Leadership

• Facilitate workshops to document current and future state operating models. 
• Support stakeholders through adoption of new frameworks, policies and procedures. 
• Contribute to knowledge sharing and capability uplift across compliance and business teams.

Governance & Risk

• Partner with compliance, risk, legal, operations and business teams to capture requirements and validate procedures. 
• Work with external legal advisers and subject matter experts where required. 
• Support governance forums through preparation of papers, reports and recommendations. 
• Support implementation activities including communications, training and procedural adoption.

Experience & Personal Attributes Essential

• 10+ years' experience in AML/CTF, sanctions or financial crime compliance.
• Demonstrated experience designing and drafting AML/CTF and sanctions policies, procedures and control frameworks.
• Strong knowledge of AML/CTF and sanctions regulatory requirements within Australia or UK.
• Proven experience supporting regulatory reform, financial crime transformation programmes.
• Exceptional technical writing and documentation skills.
• Ability to interpret complex legislative and regulatory requirements and translate them into practical business requirements.
• Strong stakeholder engagement and workshop facilitation skills.
• Ability to operate independently and manage competing priorities within a dynamic environment. 

Desirable

• Experience working within multinational financial services organisations.
• Experience engaging with regulators, external legal advisers or internal audit functions.
• ACAMS, ICA, CGSS or equivalent financial crime qualification.
• Experience across AML/CTF, sanctions, anti-bribery and corruption, fraud or broader financial crime frameworks.

This role will be offered as a 12-Month Fixed Term Contract with potential for extension or convert to permanent. 

ASAP Start. 
  MUFG Pension & Market Services is a global, digitally enabled business that empowers a brighter future by connecting millions of people with their assets – safely, securely and responsibly. 

Through our two businesses MUFG Retirement Solutions and MUFG Corporate Markets, we partner with a diversified portfolio of global clients to provide robust, efficient and scalable services, purpose-built solutions and modern technology platforms that deliver world class outcomes and experiences. 

A member of MUFG, a global financial group, we help manage regulatory complexity, improve data management and connect people with their assets, through exceptional user experience that leverages the expertise of our people combined with scalable technology, digital connectivity and data insights.

Our Group Risk & Compliance function manages all aspects of risk and compliance across the organisation. It oversees the risk management framework to ensure effective operational risk management, guidance from risk and compliance teams, and implementation of global risk management strategies. This function ensures that we consistently meet regulatory compliance and governance standards.  MUFG Pension & Market Services is continuing to build a dynamic, client-focused, caring, and inclusive culture based on entrepreneurial spirit, effective risk management, empathy, and trust, underpinned by core values.  We work collaboratively, supporting and valuing the talents and perspectives of our people, and promoting a flexible work environment where their wellbeing is prioritized. We believe diversity drives better client outcomes, improvement, and growth.  Join us on the MUFG Pension & Market Services journey to achieve our full potential. We treat everyone fairly and equitably, regardless of diverse characteristics. Candidates must have the relevant work rights. Successful applicants must complete background screening before employment.