Finance Analytics Manager

About Carvana

At Carvana, we’re changing the way people buy and sell cars. With an ambitious vision and a fundamentally different approach designed to be fun, fast, and fair, Carvana became the fastest-growing automotive retailer in history. We expanded nationally, went public on the New York Stock Exchange, sold our 1 millionth car, and reached the Fortune 500, all in just eight years. 

Today, with 4 million retail customers and counting, Carvana is both the fastest-growing and the most profitable public automotive retailer, and we’re just getting started. We continue to raise the bar for our customers as we tackle the enormous opportunity still ahead in the largest consumer vertical.

Working here means being part of a team that embraces change, celebrates creative problem solving, and always strives to be better. At Carvana, you’ll have the opportunity to take on meaningful challenges, learn quickly, and help shape the future of automotive retail. If you’re driven to grow and make an impact as part of a collaborative team, you’ll fit right in. Learn more about what it’s like to work here from the people that already do. 

This is a fully on-site position, Monday through Friday, at our corporate HQ in Tempe, Arizona.

About the team and position

Carvana's Finance team manages Carvana’s lending business, which has grown to become one of the largest auto finance platforms in the United States, and which plays an integral role in supporting industry leading customer experience, growth, and profitability. We're looking for a driven and resourceful Senior Manager to lead a quantitative finance analytics team responsible for building and maintaining complex models, including credit loss and origination forecasting. finance analytics. 

You will own the models at the center of how Carvana plans and manages its lending business, including loan level cash flow forecasts, CECL reserving, loan origination plans, and unit economic models, among others.. You will work cross-functionally with Accounting, Credit, Capital Markets, and Carvana's servicing partners to strengthen forecast accuracy, support monthly and quarterly accounting processes, and identify risks and strategic opportunities across the business.

The ideal candidate pairs hands-on loan level modeling and credit loss forecasting expertise with strong quantitative skills and the ability to present complex analysis to senior leaders. A background demonstrating ownership of high profile, cross-functional projects with a focus on creating and leveraging analytics insights is a strong fit.

What you’ll be doing