Legal Counsel

• Provide prompt and effective legal assistance to the Legal team with specific focus on Retail Banking.

• Prepare clear and concise legal advice and documentation.

• To support in managing and addressing various legal queries in a timely manner and be able to perform multiple tasks simultaneously.

• Independently handle routine legal queries.

• Interact with internal customers as required.

Responsibilities:

• Provide legal advice on retail banking products including deposits and investments, credit cards, personal loans, mortgages, payments and money transfers, etc.

• Draft, review, and negotiate legal documents such as facility offer letters, terms and conditions, amendments and renewal letters.

• Support with addressing various queries from branch offices and ensure that the legal advice complies with internal Bank policies, applicable laws and regulatory requirements.

• Review documents to establish customer’s capacity and due authority (i.e. POA, articles and by-laws, board and shareholders resolutions, commercial license, certificate of incumbency and related documents)

• Participate in meetings and provide legal input on product development and operational strategies.

• Monitor and interpret laws, regulations, and legal developments affecting retail banking.

• Assist in identifying and mitigating legal risks associated with retail banking operations.

• Support legal projects including documentation standardization and digital banking initiatives.

• Work closely with other lawyers in the team and contribute to a collaborative team environment.

• Maintain organized records of legal matters and documentation using internal tools (i.e. App4Legal).

• Ability to engage with diverse stakeholders, manages expectations, ensuring effective and clear communications and alignment with strategic objectives.

• Collaborate with Business Units, Credit Risk, Compliance, and Operations teams to align legal advice with business objectives.

Qualifications, Experience and Competencies

• Emirati national with a Law Degree

• Post Qualification Experience of at least 3 years 

• Literate in various computer applications.

• Strong verbal and written communication skills in both English and Arabic

• Proficiency in legal research and document management tools

• Proactive working attitude 

• Team player with strong work ethic

• Demonstrate flexibility and willingness to support high-volume workloads and additional responsibilities.

• Strong sense of responsibility and time management