Senior Director, Enterprise Risk

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm's Enterprise Risk team helps the company make better business decisions by bringing an enterprise-wide view of the risks that matter most. This isn't a traditional Enterprise Risk role focused on maintaining frameworks—it's about helping leaders navigate ambiguity, align on complex decisions, and make thoughtful tradeoffs as Affirm continues to scale.

As our Senior Director, Enterprise Risk, you'll partner closely with leaders across Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk to solve high-impact business challenges where there isn't always a predefined playbook. Success in this role comes from exceptional business judgment, influence, curiosity, and the ability to simplify complexity—not simply operating traditional ERM programs.

If you're energized by solving hard problems, influencing executive decision-making, and building something different, we'd love to meet you!

What You’ll Do

• Partner with executive leaders to navigate complex strategic, operational, product, and regulatory decisions while helping build alignment across differing perspectives.
• Evolve Enterprise Risk into a trusted business partner by developing practical, scalable approaches that improve decision-making without adding unnecessary process.
• Build strong cross-functional relationships and influence senior stakeholders through thoughtful challenge, clear communication, and sound business judgment.
• Lead enterprise-wide initiatives that help Affirm identify, assess, and respond to emerging risks across new products, technologies, and strategic priorities.
• Strengthen Enterprise Risk capabilities—including operational risk, governance, third-party risk, business continuity, and executive reporting—to ensure they remain practical, scalable, and business-focused.
• Lead and develop a lean, high-impact team, fostering a culture of curiosity, collaboration, and thoughtful execution.

What We Look For

• 12+ years of experience in a regulated or risk-intensive environment such as fintech, financial services, or technology.
• Experience leading business transformation, strategy, product risk, operations, governance, Chief of Staff, Enterprise Risk, or similar cross-functional initiatives
• Exceptional business judgment with the ability to simplify complex problems and influence senior leaders.
• Proven ability to build trust, challenge constructively, and drive alignment without formal authority or operating as a control function.
• Comfortable navigating ambiguity, building new capabilities, and partnering closely with Product, Engineering, and other business-facing teams

A Note to Candidates

You don't need to have spent your entire career in Enterprise Risk to be successful in this role. If you've helped organizations navigate complex decisions, lead transformation, or influence executive teams in a regulated environment, we'd love to hear from you!

Pay Grade - U
Equity Grade - USA 15

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $285,000 - $355,000

USA base pay range (all other U.S. states) per year: $253,000 - $323,000

Please note that visa sponsorship is not available for this position.
#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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