Funding, Liquidity And Collateral Management Analyst

Funding, Liquidity & Collateral Management Analyst / Associate

Location: London, UK
Working Pattern: Hybrid working (minimum 2.5 days per week in the office)

Join ING's Financial Markets Credit Exposure Management Team

Are you passionate about financial markets, derivatives, and risk management? Do you enjoy combining analytical thinking with real business impact? We are looking for a Funding, Liquidity & Collateral Management Analyst / Associate to join our Financial Markets Credit Exposure Management (FM CEM) team in London.

This is an exciting opportunity to work at the heart of ING's wholesale banking business, helping to optimise funding, liquidity, and collateral across complex derivatives portfolios. You will gain exposure to financial markets products, valuation, trading, risk management, and strategic optimisation initiatives while contributing directly to revenue generation and balance sheet efficiency.

The Team

The FM Credit Exposure Management team is responsible for three core activities across ING's Financial Markets business:

• Pricing and hedging funding implications arising from derivative transactions.

• Optimising collateral across ING's derivatives portfolios.

• Centralising and managing liquidity for the Markets division.

Working alongside experienced market professionals, you will support critical decision-making that helps the bank manage risk, improve capital efficiency, and enhance client transactions. The team combines deep technical expertise with a pragmatic, commercial approach and works closely with trading, risk, treasury, and other stakeholders across the organisation.

Roles and Responsibilities

As a Funding, Liquidity & Collateral Management Analyst / Associate, you will play a key role in supporting the team's day-to-day activities and strategic initiatives. Your responsibilities will include:

• Supporting the management and ongoing development of ING's Derivative Funding Framework.

• Pricing and analysing Funding XVA adjustments for derivative portfolios.

• Performing collateral, liquidity, and funding analysis to identify optimisation opportunities.

• Producing management reporting and delivering insights on key collateral and funding metrics.

• Analysing and substantiating profit and loss performance across funding, liquidity, and collateral activities.

• Developing controls, tools, and methodologies to enhance funding and collateral management processes.

• Collaborating with internal and external stakeholders on funding and collateral-related initiatives.

• Contributing to process improvements and strategic projects across the FM CEM function.

How to Succeed

We hire smart people like you for your potential. Our biggest expectation is that you'll stay curious. Keep learning. Take on responsibility. In return, we'll back you to develop into an even more awesome version of yourself.

To be successful in this role, you'll bring:

• Strong quantitative and analytical skills, supported by a Bachelor's or Master's degree in a quantitative discipline.

• Advanced Excel modelling capabilities and experience using VBA to solve complex business challenges.

• Knowledge of financial markets products, including interest rate, FX and credit derivatives.

• Understanding of counterparty credit risk and valuation adjustment concepts (XVA).

• The ability to communicate complex concepts clearly and effectively to a range of stakeholders.

• A proactive, collaborative mindset with the drive to improve processes and deliver results.

Rewards and Benefits

We want to make sure that it's possible for you to strike the right balance between your career and your private life.

The benefits of working with us at ING include:

• Comprehensive health cover, including private medical, dental, vision, health screening and in-person GP appointments

• Generous pension scheme and financial protection, including life assurance, income protection, access to pension guidance and will writing services, and an interest-free season ticket loan

• Hybrid working and flexibility to work remotely for up to 30 days abroad

• Generous annual leave, with the option to purchase additional days and time off for key life events

• Wellbeing and family support, including an Employee Assistance Programme, back-up child and elder care, enhanced family leave policies and support coaching for new parents

• Lifestyle benefits such as electric vehicle and cycle to work schemes, an on-site gym and access to on-site staff restaurant and barista coffee facilities

• Opportunities for personal and professional growth through mentoring, learning, short-term assignments and international career development

• Opportunities to build strong connections through volunteering, employee forums and social clubs

For more information, please visit: https://careers.ing.com/en/UKHome

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About Us

Curious about how ING empowers people and businesses to move forward? Discover what we do and what we can offer you.

At ING, our purpose is to empower people to stay a step ahead in life and in business. We foster a collaborative, innovative, and inclusive culture guided by our values of being honest, prudent, and responsible. Through the Orange Code, we encourage our colleagues to take ownership, support one another's success, and always stay one step ahead.

We believe diversity is fundamental to our success, and we are committed to creating an environment where everyone can thrive, achieve their potential, and maintain a healthy work-life balance.

Questions?

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