Underwriter

Company:

Victor

Description:

Victor Insurance is seeking a Senior Underwriter to help launch and grow a new **Miscellaneous Professional Liability (MPL)**program.

This role will be responsible for underwriting and managing a diversified book of professional liability business, helping shape underwriting strategy, and supporting profitable portfolio growth. The ideal candidate brings deep professional liability underwriting expertise, strong broker relationships, sound judgment, and the ability to thrive in a dynamic, build-stage environment.

This is a highly visible role with the opportunity to influence product development, underwriting guidelines, distribution strategy, and long-term program performance.

We can Count on you to :

• • Underwrite new and renewal Miscellaneous Professional Liability risks in accordance with program guidelines, authority, and profitability targets.
  • Evaluate submissions, including applications, financials, loss runs, contracts, and other underwriting data, to determine acceptability of risk.
  • Select, price, structure, quote, bind, and manage MPL accounts with a focus on disciplined underwriting and sustainable growth.
  • Partner with leadership to help develop and refine underwriting appetite, guidelines, coverage positions, pricing strategy, and workflow for the new program.
  • Build and maintain strong relationships with wholesale and retail broker partners to drive submission flow and market presence.
  • Negotiate terms, conditions, and pricing with brokers while balancing production goals and underwriting discipline.
  • Monitor portfolio performance, rate adequacy, loss trends, and industry developments to identify opportunities and emerging issues.
  • Collaborate with actuarial, claims, legal, operations, product, and compliance partners to support program development and execution.
  • Provide underwriting mentorship and technical guidance to junior team members as the program grows.
  • Assist with product enhancement, coverage wording review, and competitive market analysis.
  • Ensure adherence to internal underwriting standards, regulatory requirements, and delegated authority protocols.
  • Maintain accurate underwriting files, documentation, and data quality within policy administration and workflow systems.

What you need to have:

• Bachelor’s degree or equivalent experience.

• Demonstrated ability to underwrite complex professional liability risks and make independent decisions within authority.

• Strong knowledge of MPL coverage forms, policy structure, rating considerations, and claims drivers.

• Experience building or scaling books of business, products, or programs is strongly preferred.

• Established broker relationships and proven ability to develop business in a competitive market.

• Strong analytical, negotiation, and portfolio management skills.

• Excellent communication and interpersonal skills, with the ability to influence internal and external stakeholders.

• Comfortable working in a fast-paced, entrepreneurial environment with evolving priorities.

• Proficiency with underwriting systems, Microsoft Office, and data-driven decision-making tools.

• 7 to 15+ years of underwriting experience in professional liability, with meaningful experience in Miscellaneous Professional Liability or adjacent E&O lines.

Preferred Experience

• • Experience underwriting a broad range of miscellaneous professional classes, such as consultants, staffing firms, , marketing/media firms, and other service-oriented businesses.
  • Familiarity with program business, delegated authority environments, or MGA/MGU platforms.
  • Experience contributing to product design, filing support, or underwriting guideline development.

The successful candidate will be:

• • A technically strong and disciplined underwriter
  • Commercially minded and relationship-driven
  • Comfortable operating with autonomy and accountability
  • Excited by the opportunity to help build a new program from the ground up
  • Focused on profitable growth, not just top-line production

Why Join our team:

This is an opportunity to play a foundational role in launching a new MPL program within a well-established specialty insurance platform. The Senior Underwriter will have the chance to help shape strategy, influence underwriting direction, and contribute directly to the growth and success of the business.

Marsh Risk is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Marsh Risk, visit marsh.com, or follow us on LinkedIn and X.

Victor offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Victor, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating the insurance enterprise of the future. If that’s you, join us on our journey—with us by your side, you’ll be ready to tackle tomorrow’s challenges. Victor Insurance Managers LLC (“Victor”) is one of the world’s largest managing general underwriters with locations in the US, Canada, UK, Netherlands, Germany, Italy, and Australia. It handles more than $4 billion USD in premium on behalf of numerous insurance carriers, through a large network of more than 20,000 active insurance agents and brokers. With deep, specialized underwriting expertise, the company delivers a wide range of insurance solutions – from specialty property and casualty and professional liability insurance to group and retiree benefits. Victor is committed to building on 65-plus years of experience to develop products and services that address the complex needs of its customers. For more information, visit www.victorinsurance.com. Victor US is the flagship business of Victor, operating under the legal name, Victor Insurance Managers LLC. It is a leading managing general agent in the US with a rich history in specialty insurance and offering a unique range of products and programs distributed through independent brokers and agents. The company is committed to making insurance easier for brokers, agents and their clients through specialized underwriting expertise, personalized customer service and a responsive, technology-oriented business approach. For more information, visit www.victorinsurance.com.

Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@marsh.com.

Marsh is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.

#Victor

The applicable base salary range for this role is $88,200 to $187,900.

The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.

We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.