Associate Director

As Associate Director you will support our Corporate and Leverage Finance customers across the Midlands. You will also form part of new business deal teams as we look to win new customers in both segments.

We are responsible for supporting businesses across Midlands so that they grow and prosper to strengthen the local economy.  We have a history of punching above our weight in local market and have ambitious growth plans as a modern mutual business banking function.

You will be able to display strong relationship management skills and have experience of delivering a fantastic customer experience. In addition, you should be able to demonstrate strong risk management and credit assessment capabilities. 

As a team we have a reputation for developing talent and as the team grows there will be opportunities for high performers to move to other roles.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this role, you will be part of our growing Business Banking team, meeting with and supporting customers across your assigned region. You'll be covering the Midlands region so will need to be based locally as you will be expected to travel regularly across this region. Additionally, there will be a need to regularly connect with colleagues for collaboration events in one of our locations. These are currently expected to take place monthly in Birmingham, however the location may vary. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

Virgin Money is now part of Nationwide****​  

Nationwide acquired Virgin Money in October 2024. Virgin Money continues to serve customers on the high street, and there will be a phased and considered integration over the coming years.  

​You'll be employed by Nationwide from day one, delivering real impact and benefitting from a highly competitive range of benefits. We're a workplace where you're rewarded, recognised, supported and celebrated.​  

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

Responsibilities

What you’ll be doing

Our Associate Director will be a key member of the Midlands Strategic Finance team, with a primary focus on supporting our Leverage Finance and Corporate customers and prospects. You’ll assist with relationship management of customers including risk management of portfolio and assessing new lending requests for portfolio customers. In addition, you will help Directors with their business development activities, the strengthening of the brand in the local and regional marketplace, and the development and expansion of the team’s external network.

You’ll assist with the preparation of detailed credit applications in respect of existing customers and new proposals, including contributing to the preparation and analysis of financial models alongside instructing, completing and processing internal and external documentation to ensure loan and security documentation is prepared and in order and due diligence is correctly scoped.

You’ll provide our new customers with a seamless on-boarding experience, working collaboratively with colleagues across the business to support Corporate Directors, ensuring compliance on all credit, operations, loan administration and other risk and administrative matters as necessary.

By monitoring ongoing compliance with the facility agreement and covenants, you’ll ensure that all pre-and post-deal housekeeping and internal compliance requirements are met. 

Effective liaison with customers, various Agency functions and Credit teams in respect of existing customer reviews and consent requests.

About you

As a minimum requirement you’ll have:

• Good experience of supporting businesses and delivering outstanding B2B customer service, and a passion and desire to grow experience within the larger corporate banking market
• Excellent qualitative and quantitative analytical skills (including Excel financial modelling skills) with an ability to understand and interpret financial statements and due diligence reports.
• Strong organisational and relationship management skills to deliver excellent levels of customer service, high standards of work and outstanding attention to detail
• Capacity to cope with complex situations, tight deadlines and to have a flexible approach to challenges and problem solving.
• Good interpersonal skills and written and verbal communication skills, with the ability to assimilate, understand and efficiently present information to various stakeholders to produce effective customer outcomes
• Be an active team player.

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes.

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

Qualifications

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• 25 days holiday, pro rata

• Access to private medical insurance

• A highly competitive pension to help you build a strong foundation for retirement

• Access to an annual performance related bonus

• Training and development to help you progress your career

• A great selection of additional benefits through our salary sacrifice scheme

• Life assurance to provide peace of mind for you and your loved ones in the event of your death.

• Wellhub – access to a range of free and paid options for health and wellness

• Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us. 

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.