Payment Operations

Join the Pioneer Crypto Brand in the Philippines!
Coins is the most established crypto brand in The Philippines and has gained the trust of more than 18 million users. Through the easy-to-use mobile app, users can buy and sell a variety of different cryptocurrencies and access a wide range of financial services.
Coins is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and is the first ever crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank.

Key Responsibilities:

• Lead, coach, and develop the Payment Operations team through regular one-on-ones, performance management, career development planning, and ownership of team and individual OKRs.

• Own end-to-end oversight of PESONet and InstaPay transaction processing and settlement, including reconciliation coordination, exception management, and end-of-day balancing, ensuring transactions are settled accurately and within rail cut-off windows, and that discrepancies, returns, and rejects are resolved within SLA.

• Serve as the primary escalation point for complex or high-severity settlement issues, coordinating resolution with internal teams (Product, Engineering, Compliance, Finance) and external banking, e-wallet, and payment rail partners including SLA discussions for recurring or systemic issues.

• Define, track, and report team and department KPIs (accuracy, turnaround time, exception aging, incident volume) to senior management, driving process improvement initiatives to increase efficiency and reduce risk.

• Lead operational readiness for new payment features, partners, or rail/process changes, coordinating UAT, updating SOPs and documentation, and training the team ahead of go-live.

• Ensure the team's adherence to internal controls, BSP regulatory requirements, AML/CTF obligations, and standard operating procedures governing fiat money movement and customer transactions.

• Manage team staffing, scheduling, and workload distribution to maintain adequate operational coverage, including during peak volume periods, incidents, or extended hours as needed.

• Perform ad hoc tasks and lead or contribute to larger-scale projects under the broader Coins.ph Payments Operations roadmap.

What You Bring:

• 5+ years of experience in payments operations, settlement, banking operations, or fintech transaction workflows, including at least 2 years managing or leading a team within a fiat settlement, treasury operations, or payments operations function with hands-on experience coaching, developing, and performance-managing team members.